/* =====================================================================
   PT. Roda Dana Solusindo - Stylesheet publik
   Warna tema di-override dari Admin > Pengaturan > Tema (CSS variable).
   ===================================================================== */
@font-face {
  font-family: 'Plus Jakarta Sans';
  font-style: normal;
  font-display: swap;
  font-weight: 200 800;
  src: url('../fonts/plus-jakarta-sans-latin-wght-normal.woff2') format('woff2');
}

:root {
  --primary: #0B3B82;
  --secondary: #1565C0;
  --accent: #F4B400;
  --accent-text: #1A1A1A;
  --dark: #082B5C;
  --grad-start: #082B5C;
  --grad-end: #1565C0;
  --wa: #25D366;
  --ink: #0F1E36;
  --muted: #5B6B82;
  --line: #E3EAF3;
  --soft: #F5F8FC;
  --white: #FFFFFF;
  --danger: #D93025;
  --success: #12805C;
  --radius-btn: 12px;
  --radius-card: 18px;
  --shadow-sm: 0 2px 8px rgba(8, 43, 92, .06);
  --shadow: 0 12px 32px -14px rgba(8, 43, 92, .22);
  --shadow-lg: 0 24px 60px -20px rgba(8, 43, 92, .35);
  --header-h: 76px;
  --font: 'Plus Jakarta Sans', 'Segoe UI', Arial, sans-serif;
  --ease: cubic-bezier(.2, .7, .2, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 16px); }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--secondary); text-decoration: none; transition: color .2s; }
a:hover { color: var(--primary); }
h1, h2, h3, h4 { margin: 0 0 .5em; line-height: 1.2; color: var(--dark); font-weight: 800; letter-spacing: -.015em; }
p { margin: 0 0 1em; }
ul, ol { margin: 0; padding: 0; }
button, input, select, textarea { font: inherit; color: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }
[hidden] { display: none !important; }

.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); border: 0; }
.skip-link { position: absolute; left: 12px; top: -60px; z-index: 1000; background: var(--primary); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { top: 12px; color: #fff; }

.container { width: 100%; max-width: 1280px; margin: 0 auto; padding: 0 24px; }
.container.narrow { max-width: 860px; }
.ic { width: 1.15em; height: 1.15em; flex: none; display: inline-block; vertical-align: middle; }

/* ---------------------------------------------------------------------
   Tombol
   --------------------------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 13px 22px; border: 2px solid transparent; border-radius: var(--radius-btn);
  font-weight: 700; font-size: 15px; line-height: 1.2; text-align: center;
  transition: transform .2s var(--ease), box-shadow .2s, background-color .2s, color .2s, border-color .2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }
.btn .ic { width: 1.2em; height: 1.2em; }
.btn-primary { background: var(--primary); color: #fff; box-shadow: 0 10px 22px -10px var(--primary); }
.btn-primary:hover { background: var(--secondary); color: #fff; }
.btn-accent { background: var(--accent); color: var(--accent-text); box-shadow: 0 12px 24px -12px rgba(244, 180, 0, .9); }
.btn-accent:hover { color: var(--accent-text); filter: brightness(1.06); box-shadow: 0 16px 30px -12px rgba(244, 180, 0, .95); }
.btn-outline { border-color: var(--primary); color: var(--primary); background: transparent; }
.btn-outline:hover { background: var(--primary); color: #fff; }
.btn-ghost-light { border-color: rgba(255, 255, 255, .45); color: #fff; background: rgba(255, 255, 255, .06); }
.btn-ghost-light:hover { background: rgba(255, 255, 255, .16); color: #fff; border-color: #fff; }
.btn-lg { padding: 16px 28px; font-size: 16px; }
.btn-sm { padding: 9px 16px; font-size: 14px; }
.btn-block { display: flex; width: 100%; }

/* ---------------------------------------------------------------------
   Header & navigasi
   --------------------------------------------------------------------- */
.site-header {
  position: sticky; top: 0; z-index: 100; height: var(--header-h);
  background: rgba(255, 255, 255, .94);
  -webkit-backdrop-filter: saturate(160%) blur(12px); backdrop-filter: saturate(160%) blur(12px);
  border-bottom: 1px solid transparent; transition: box-shadow .25s, border-color .25s;
}
.site-header.is-scrolled { box-shadow: 0 8px 24px -16px rgba(8, 43, 92, .35); border-color: var(--line); }
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 100%; gap: 20px; }
.brand { display: flex; align-items: center; flex: none; }
.brand-logo { height: 54px; width: auto; max-width: 180px; object-fit: contain; }
.brand-text { font-weight: 800; color: var(--primary); font-size: 18px; }
.main-nav ul { list-style: none; display: flex; align-items: center; gap: 2px; }
.main-nav a {
  display: block; padding: 8px 9px; font-size: 14px; font-weight: 600; color: var(--ink);
  border-radius: 8px; position: relative; white-space: nowrap;
}
.main-nav a:hover { color: var(--primary); background: var(--soft); }
.main-nav a.active { color: var(--primary); }
.main-nav a.active::after {
  content: ''; position: absolute; left: 50%; bottom: 0; width: 18px; height: 3px; margin-left: -9px;
  border-radius: 3px; background: var(--accent);
}
.main-nav .nav-cta-mobile { display: none; }
.header-actions { display: flex; align-items: center; gap: 10px; }
.nav-toggle { display: none; width: 46px; height: 46px; border: 1px solid var(--line); background: #fff; border-radius: 12px; padding: 12px 11px; flex-direction: column; justify-content: space-between; }
.nav-toggle span { display: block; height: 2px; background: var(--dark); border-radius: 2px; transition: transform .3s, opacity .3s; }
.nav-open .nav-toggle span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

/* ---------------------------------------------------------------------
   Section umum
   --------------------------------------------------------------------- */
.section { padding: 96px 0; position: relative; }
.bg-soft { background: var(--soft); }
.section-head { max-width: 760px; margin: 0 auto 48px; text-align: center; }
.section-head.is-left { margin-left: 0; text-align: left; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px; padding: 6px 14px; margin-bottom: 14px;
  border-radius: 999px; background: rgba(21, 101, 192, .09); color: var(--secondary);
  font-size: 12.5px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase;
}
.eyebrow-light { background: rgba(255, 255, 255, .12); color: var(--accent); }
.section-title { font-size: clamp(1.7rem, 2.9vw, 2.5rem); }
.section-desc { color: var(--muted); font-size: 1.05rem; margin: 0; }
.section-cta { text-align: center; margin-top: 44px; }
.fine-print { display: flex; gap: 8px; justify-content: center; align-items: flex-start; color: var(--muted); font-size: 13px; margin: 28px auto 0; max-width: 860px; text-align: center; }
.fine-print .ic { margin-top: 3px; }
.lead { font-size: 1.15rem; color: var(--muted); }
.check-list { list-style: none; display: grid; gap: 10px; }
.check-list li { display: flex; gap: 10px; align-items: flex-start; }
.check-list .ic { color: var(--success); width: 20px; height: 20px; margin-top: 2px; padding: 3px; border-radius: 50%; background: rgba(18, 128, 92, .1); }
.card-base { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-card); box-shadow: var(--shadow-sm); }

/* Reveal saat scroll (hanya bila JS aktif) */
.js .reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s var(--ease) var(--d, 0ms), transform .7s var(--ease) var(--d, 0ms); }
.js .reveal.in { opacity: 1; transform: none; }

/* ---------------------------------------------------------------------
   Hero
   --------------------------------------------------------------------- */
.hero {
  position: relative; overflow: hidden; color: #fff;
  background: linear-gradient(135deg, var(--grad-start) 0%, var(--secondary) 58%, var(--primary) 100%);
  padding: 72px 0 130px;
}
.hero-bg { position: absolute; inset: 0; pointer-events: none; }
.hero-orb { position: absolute; border-radius: 50%; filter: blur(10px); }
.orb-1 { width: 620px; height: 620px; right: -160px; top: -200px; background: radial-gradient(circle, rgba(255, 255, 255, .16) 0%, rgba(255, 255, 255, 0) 65%); }
.orb-2 { width: 520px; height: 520px; left: -220px; bottom: -260px; background: radial-gradient(circle, rgba(244, 180, 0, .18) 0%, rgba(244, 180, 0, 0) 65%); }
.hero-grid {
  position: absolute; inset: 0; opacity: .5;
  background-image: linear-gradient(rgba(255, 255, 255, .05) 1px, transparent 1px), linear-gradient(90deg, rgba(255, 255, 255, .05) 1px, transparent 1px);
  background-size: 56px 56px;
  -webkit-mask-image: radial-gradient(ellipse at 70% 40%, #000 0%, transparent 70%); mask-image: radial-gradient(ellipse at 70% 40%, #000 0%, transparent 70%);
}
.hero-inner { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; min-height: min(640px, calc(100vh - var(--header-h) - 200px)); }
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px; padding: 8px 16px; border-radius: 999px;
  background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .2); font-size: 13.5px; font-weight: 600; margin-bottom: 22px;
}
.hero-badge .ic { color: var(--accent); }
.hero-title { color: #fff; font-size: clamp(2.15rem, 4.3vw, 3.65rem); line-height: 1.1; letter-spacing: -.025em; margin-bottom: 20px; }
.hero-title .hl { color: var(--accent); position: relative; white-space: nowrap; }
.hero-title .hl::after { content: ''; position: absolute; left: 0; right: 0; bottom: .02em; height: .14em; border-radius: 4px; background: rgba(244, 180, 0, .3); }
.hero-subtitle { font-size: 1.12rem; color: rgba(255, 255, 255, .84); max-width: 560px; margin-bottom: 30px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.hero-highlights { list-style: none; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 12px; max-width: 620px; }
.hero-highlights li {
  display: flex; align-items: center; gap: 12px; padding: 14px; border-radius: 16px;
  background: rgba(255, 255, 255, .08); border: 1px solid rgba(255, 255, 255, .14);
  -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
}
.hh-icon { flex: none; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: var(--accent); color: var(--accent-text); }
.hh-icon .ic { width: 20px; height: 20px; }
.hh-text { display: flex; flex-direction: column; line-height: 1.3; min-width: 0; }
.hh-text small { color: rgba(255, 255, 255, .7); font-size: 12px; }
.hh-text strong { font-size: 14.5px; }
.hero-note { display: flex; gap: 8px; align-items: center; font-size: 13px; color: rgba(255, 255, 255, .7); margin: 20px 0 0; }
.hero-visual { position: relative; }
.hero-stage {
  position: absolute; left: 50%; top: 50%; width: 112%; padding-bottom: 82%; transform: translate(-50%, -50%);
  border-radius: 50%; background: radial-gradient(circle at 50% 55%, rgba(255, 255, 255, .28) 0%, rgba(255, 255, 255, .06) 45%, rgba(255, 255, 255, 0) 68%);
}
.hero-images { position: relative; display: grid; }
.hero-img { grid-area: 1 / 1; width: 100%; filter: drop-shadow(0 30px 40px rgba(0, 0, 0, .35)); transition: opacity 1s ease; }
.hero-images.is-rotating .hero-img { opacity: 0; }
.hero-images.is-rotating .hero-img.is-active { opacity: 1; }
.js .hero-img.is-active { animation: heroIn 1s var(--ease) both; }
@keyframes heroIn { from { opacity: 0; transform: translateX(40px) scale(.98); } to { opacity: 1; transform: none; } }
.hero-float-card {
  position: absolute; left: -12px; bottom: -6%; display: flex; gap: 12px; align-items: center; max-width: 300px;
  padding: 14px 18px; border-radius: 16px; background: rgba(255, 255, 255, .96); color: var(--ink); box-shadow: var(--shadow-lg);
  animation: floaty 6s ease-in-out infinite;
}
.hero-float-card strong { display: block; font-size: 14.5px; color: var(--dark); }
.hero-float-card small { display: block; font-size: 12.5px; color: var(--muted); line-height: 1.4; }
.hfc-icon { flex: none; display: grid; place-items: center; width: 42px; height: 42px; border-radius: 12px; background: rgba(37, 211, 102, .14); color: #0f9d58; }
@keyframes floaty { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }
.hero-curve { position: absolute; left: 0; right: 0; bottom: -1px; width: 100%; height: 80px; color: #fff; }

/* ---------------------------------------------------------------------
   Highlight / statistik
   --------------------------------------------------------------------- */
.section-highlights { position: relative; z-index: 2; padding: 0 0 32px; }
.hero + .section-highlights { margin-top: -78px; }
.highlight-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.highlight-grid.count-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.highlight-grid.count-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.highlight-grid.count-1 { grid-template-columns: minmax(0, 1fr); }
.highlight-card {
  display: flex; gap: 16px; align-items: flex-start; padding: 24px; background: #fff;
  border: 1px solid var(--line); border-radius: var(--radius-card); box-shadow: var(--shadow);
  transition: transform .3s var(--ease), box-shadow .3s;
}
.highlight-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.hl-icon { flex: none; display: grid; place-items: center; width: 50px; height: 50px; border-radius: 14px; color: #fff; background: linear-gradient(135deg, var(--primary), var(--secondary)); }
.hl-icon .ic { width: 24px; height: 24px; }
.hl-label { display: block; font-size: 13px; color: var(--muted); font-weight: 600; }
.hl-value { display: block; font-size: 1.25rem; color: var(--dark); line-height: 1.3; font-weight: 800; }
.highlight-card p { margin: 6px 0 0; font-size: 13.5px; color: var(--muted); line-height: 1.5; }

/* ---------------------------------------------------------------------
   Banner slider
   --------------------------------------------------------------------- */
.section-banner { padding: 56px 0; }
.slider { position: relative; border-radius: 28px; overflow: hidden; background: var(--dark); box-shadow: var(--shadow-lg); touch-action: pan-y; }
.slider-track { position: relative; display: grid; }
.slide { grid-area: 1 / 1; position: relative; min-height: 420px; display: flex; align-items: center; opacity: 0; visibility: hidden; transition: opacity .8s ease, visibility .8s; }
.slide.is-active { opacity: 1; visibility: visible; }
.slide-media { position: absolute; inset: 0; }
.slide-media img { width: 100%; height: 100%; object-fit: cover; }
.slide::before { content: ''; position: absolute; inset: 0; z-index: 1; background: linear-gradient(90deg, rgba(8, 43, 92, .94) 0%, rgba(8, 43, 92, .72) 42%, rgba(8, 43, 92, 0) 72%); }
.slide-content { position: relative; z-index: 2; max-width: 540px; padding: 48px 56px; color: #fff; }
.slide-title { color: #fff; font-size: clamp(1.6rem, 3vw, 2.4rem); }
.slide-content p { color: rgba(255, 255, 255, .84); font-size: 1.05rem; margin-bottom: 24px; }
.slide.is-active .slide-content > * { animation: slideUp .7s var(--ease) both; }
.slide.is-active .slide-content > *:nth-child(2) { animation-delay: .08s; }
.slide.is-active .slide-content > *:nth-child(3) { animation-delay: .16s; }
.slide.is-active .slide-content > *:nth-child(4) { animation-delay: .24s; }
@keyframes slideUp { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: none; } }
.slider-nav {
  position: absolute; top: 50%; z-index: 3; width: 46px; height: 46px; margin-top: -23px; border-radius: 50%;
  display: grid; place-items: center; border: 1px solid rgba(255, 255, 255, .3); background: rgba(255, 255, 255, .12); color: #fff;
  -webkit-backdrop-filter: blur(6px); backdrop-filter: blur(6px); transition: background .2s;
}
.slider-nav:hover { background: rgba(255, 255, 255, .28); }
.slider-nav.prev { left: 18px; }
.slider-nav.next { right: 18px; }
.slider-dots { position: absolute; left: 56px; bottom: 26px; z-index: 3; display: flex; gap: 8px; }
.slider-dots .dot { width: 10px; height: 10px; border-radius: 10px; border: 0; padding: 0; background: rgba(255, 255, 255, .45); transition: width .3s, background .3s; }
.slider-dots .dot.is-active { width: 30px; background: var(--accent); }

/* ---------------------------------------------------------------------
   Cara pengajuan
   --------------------------------------------------------------------- */
.process-grid { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 24px; position: relative; counter-reset: none; }
.process-grid::before {
  content: ''; position: absolute; top: 58px; left: 12%; right: 12%; height: 2px;
  background-image: linear-gradient(90deg, var(--line) 50%, transparent 50%); background-size: 14px 2px;
}
.process-card { position: relative; text-align: center; padding: 30px 22px; background: #fff; border-radius: var(--radius-card); border: 1px solid var(--line); box-shadow: var(--shadow-sm); transition: transform .3s var(--ease), box-shadow .3s, border-color .3s; }
.process-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: rgba(21, 101, 192, .3); }
.process-num { position: absolute; top: 14px; right: 18px; font-size: 2.2rem; font-weight: 800; color: rgba(11, 59, 130, .08); line-height: 1; }
.process-icon { position: relative; display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 18px; border-radius: 20px; color: #fff; background: linear-gradient(135deg, var(--primary), var(--secondary)); box-shadow: 0 12px 24px -10px var(--secondary); }
.process-icon .ic { width: 28px; height: 28px; }
.process-card h3 { font-size: 1.1rem; }
.process-card p { color: var(--muted); font-size: 14.5px; margin: 0; }

/* ---------------------------------------------------------------------
   Kebutuhan dana
   --------------------------------------------------------------------- */
.purpose-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; }
.purpose-card { position: relative; padding: 28px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-card); overflow: hidden; transition: transform .3s var(--ease), box-shadow .3s, border-color .3s; }
.purpose-card::after { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; background: var(--accent); transform: scaleY(0); transform-origin: top; transition: transform .35s var(--ease); }
.purpose-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: transparent; }
.purpose-card:hover::after { transform: scaleY(1); }
.purpose-img { margin: -28px -28px 20px; aspect-ratio: 16 / 9; overflow: hidden; }
.purpose-img img { width: 100%; height: 100%; object-fit: cover; }
.purpose-icon { display: grid; place-items: center; width: 54px; height: 54px; border-radius: 16px; margin-bottom: 18px; background: rgba(21, 101, 192, .08); color: var(--secondary); transition: background .3s, color .3s; }
.purpose-icon .ic { width: 26px; height: 26px; }
.purpose-card:hover .purpose-icon { background: var(--primary); color: #fff; }
.purpose-card h3 { font-size: 1.12rem; }
.purpose-card p { color: var(--muted); margin: 0; font-size: 14.5px; }

/* ---------------------------------------------------------------------
   Paket
   --------------------------------------------------------------------- */
.package-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; align-items: stretch; }
.package-grid.count-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.package-grid.count-2 { grid-template-columns: repeat(2, minmax(0, 360px)); justify-content: center; }
.package-grid.count-1 { grid-template-columns: minmax(0, 400px); justify-content: center; }
.package-card {
  position: relative; display: flex; flex-direction: column; padding: 30px 26px; background: #fff;
  border: 1px solid var(--line); border-radius: var(--radius-card); box-shadow: var(--shadow-sm);
  transition: transform .3s var(--ease), box-shadow .3s;
}
.package-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.package-card.is-featured { background: linear-gradient(160deg, var(--grad-start) 0%, var(--secondary) 100%); color: #fff; border-color: transparent; box-shadow: var(--shadow-lg); }
.package-card.is-featured h3, .package-card.is-featured .package-price strong { color: #fff; }
.package-card.is-featured .package-head p, .package-card.is-featured .package-price small, .package-card.is-featured dt { color: rgba(255, 255, 255, .72); }
.package-card.is-featured .package-specs { border-color: rgba(255, 255, 255, .16); }
.package-card.is-featured .package-specs div { border-color: rgba(255, 255, 255, .12); }
.package-card.is-featured dd { color: #fff; }
.package-card.is-featured .package-installment { background: rgba(255, 255, 255, .1); color: #fff; }
.package-card.is-featured .package-installment small { color: rgba(255, 255, 255, .72); }
.package-card.is-featured .check-list .ic { color: var(--accent); background: rgba(244, 180, 0, .16); }
.package-ribbon { position: absolute; top: 18px; right: 18px; padding: 5px 12px; border-radius: 999px; background: var(--accent); color: var(--accent-text); font-size: 11.5px; font-weight: 800; letter-spacing: .04em; text-transform: uppercase; }
.package-img { margin: -30px -26px 20px; border-radius: var(--radius-card) var(--radius-card) 0 0; overflow: hidden; aspect-ratio: 16 / 9; }
.package-img img { width: 100%; height: 100%; object-fit: cover; }
.package-label { display: inline-block; padding: 4px 10px; border-radius: 6px; background: rgba(21, 101, 192, .1); color: var(--secondary); font-size: 11.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; margin-bottom: 10px; }
.package-card.is-featured .package-label { background: rgba(255, 255, 255, .14); color: #fff; }
.package-head h3 { font-size: 1.3rem; margin-bottom: 8px; }
.package-head p { color: var(--muted); font-size: 14px; margin-bottom: 18px; }
.package-price small { display: block; font-size: 13px; color: var(--muted); }
.package-price strong { display: block; font-size: 1.35rem; color: var(--primary); line-height: 1.3; margin-bottom: 14px; }
.package-installment { display: flex; gap: 10px; align-items: center; padding: 12px 14px; border-radius: 12px; background: var(--soft); font-weight: 700; font-size: 14.5px; margin-bottom: 16px; }
.package-installment small { display: block; font-weight: 500; font-size: 12px; color: var(--muted); }
.package-installment .ic { color: var(--secondary); width: 22px; height: 22px; }
.package-card.is-featured .package-installment .ic { color: var(--accent); }
.package-specs { margin: 0 0 18px; border-top: 1px solid var(--line); }
.package-specs div { display: flex; justify-content: space-between; gap: 12px; padding: 9px 0; border-bottom: 1px dashed var(--line); font-size: 13.5px; }
.package-specs dt { color: var(--muted); flex: none; }
.package-specs dd { margin: 0; font-weight: 700; text-align: right; color: var(--ink); }
.package-card .check-list { margin-bottom: 24px; font-size: 14.5px; }
.package-card .btn { margin-top: auto; }

/* ---------------------------------------------------------------------
   Simulator
   --------------------------------------------------------------------- */
.field { display: block; margin: 0; padding: 0; border: 0; min-width: 0; }
.field > label, .field > legend { display: block; font-weight: 700; font-size: 14.5px; margin-bottom: 8px; color: var(--dark); padding: 0; }
.req { color: var(--danger); }
.hint { display: block; color: var(--muted); font-size: 12.5px; margin-top: 8px; }
.static-value { font-weight: 700; margin: 0; }
input[type=text], input[type=tel], input[type=email], input[type=number], input[type=search], select, textarea {
  width: 100%; min-height: 50px; padding: 12px 16px; border: 1.5px solid var(--line); border-radius: 12px; background: #fff;
  font-size: 15.5px; transition: border-color .2s, box-shadow .2s; -webkit-appearance: none; appearance: none;
}
select { padding-right: 40px; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='24' height='24' fill='none' stroke='%235B6B82' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 12px center; background-size: 18px; }
textarea { min-height: 96px; resize: vertical; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--secondary); box-shadow: 0 0 0 4px rgba(21, 101, 192, .14); }
.input-prefix, .input-suffix { position: relative; display: flex; align-items: center; }
.input-prefix span, .input-suffix span { position: absolute; font-weight: 700; color: var(--muted); pointer-events: none; }
.input-prefix span { left: 16px; }
.input-prefix input { padding-left: 46px; font-weight: 700; font-size: 1.1rem; }
.input-suffix span { right: 16px; }
.input-suffix input { padding-right: 40px; }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 8px; margin: 18px 0 6px; border-radius: 8px; background: linear-gradient(90deg, var(--secondary) 0%, var(--secondary) var(--pct, 50%), var(--line) var(--pct, 50%)); outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 24px; height: 24px; border-radius: 50%; background: #fff; border: 5px solid var(--primary); box-shadow: 0 2px 8px rgba(0, 0, 0, .2); cursor: pointer; }
input[type=range]::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 5px solid var(--primary); cursor: pointer; }
input[type=range]:focus-visible { box-shadow: 0 0 0 4px rgba(21, 101, 192, .2); }
.range-meta { display: flex; justify-content: space-between; color: var(--muted); font-size: 12.5px; }
.pill-group { display: flex; flex-wrap: wrap; gap: 10px; }
.pill { position: relative; }
.pill input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.pill span { display: block; padding: 10px 16px; border-radius: 12px; border: 1.5px solid var(--line); font-weight: 700; font-size: 14px; transition: all .2s; }
.pill input:checked + span { background: var(--primary); color: #fff; border-color: var(--primary); box-shadow: 0 8px 16px -8px var(--primary); }
.pill input:focus-visible + span { outline: 3px solid var(--accent); outline-offset: 2px; }
.pill:hover span { border-color: var(--secondary); }
.pill-lg { flex: 1 1 0; }
.pill-lg span { display: flex; align-items: center; justify-content: center; gap: 8px; padding: 12px 16px; font-size: 15px; }
.pill-lg .ic { width: 20px; height: 20px; }
.sim-box { max-width: 980px; margin: 0 auto; background: #fff; border-radius: 22px; box-shadow: var(--shadow-lg); border: 1px solid var(--line); overflow: hidden; }
.sim-tenor-tabs { display: none; }
.sim-table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.sim-table { width: 100%; border-collapse: separate; border-spacing: 0; text-align: center; font-variant-numeric: tabular-nums; }
.sim-table thead th { background: var(--primary); color: #fff; font-weight: 800; padding: 12px 10px; font-size: 15px; border-bottom: 1px solid rgba(255, 255, 255, .18); }
.sim-table thead tr:first-child th { background: linear-gradient(135deg, var(--grad-start), var(--secondary)); font-size: 16.5px; }
.sim-table thead tr + tr th { background: var(--secondary); font-size: 15px; }
.sim-table thead th small { font-weight: 600; opacity: .8; font-size: 12px; }
.sim-table .sim-th-amount { min-width: 150px; border-right: 1px solid rgba(255, 255, 255, .18); vertical-align: middle; }
.sim-table thead tr + tr th + th { border-left: 1px solid rgba(255, 255, 255, .14); }
.sim-table tbody th, .sim-table tbody td { padding: 6px; border-bottom: 1px solid var(--line); }
.sim-table tbody tr:last-child th, .sim-table tbody tr:last-child td { border-bottom: 0; }
.sim-table tbody td + td { border-left: 1px solid var(--line); }
.sim-amount { background: var(--soft); color: var(--dark); font-weight: 800; font-size: 15.5px; border-right: 1px solid var(--line); white-space: nowrap; padding: 14px 16px !important; }
.sim-cell { display: block; width: 100%; min-height: 46px; padding: 10px 8px; border: 1.5px solid transparent; border-radius: 10px; background: transparent; color: var(--ink); font: inherit; font-weight: 700; font-size: 15px; white-space: nowrap; cursor: pointer; transition: background .2s, border-color .2s, color .2s; }
.sim-cell:hover { background: rgba(21, 101, 192, .07); border-color: rgba(21, 101, 192, .25); }
.sim-cell.is-selected { background: var(--accent); border-color: var(--accent); color: var(--accent-text); box-shadow: 0 8px 18px -10px rgba(244, 180, 0, .9); }
.sim-empty { color: var(--muted); }
.sim-summary { display: flex; flex-wrap: wrap; gap: 14px 20px; align-items: center; justify-content: space-between; padding: 18px 22px; border-top: 1px solid var(--line); background: #FBFCFE; }
.sim-pick { display: flex; gap: 10px; align-items: flex-start; margin: 0; color: var(--muted); font-size: 14.5px; font-weight: 600; flex: 1 1 320px; }
.sim-pick .ic { flex: none; color: var(--secondary); margin-top: 2px; }
.sim-box.has-choice .sim-pick { color: var(--dark); }
.sim-box > .sim-pick, .section-simulator > .container > .sim-pick { justify-content: center; }
.sim-disclaimer { display: flex; gap: 12px; align-items: flex-start; max-width: 980px; margin: 26px auto 0; padding: 16px 20px; border-radius: 14px; background: #FFF8E5; border: 1px solid #F7DE9A; color: #6B5310; font-size: 13.5px; line-height: 1.6; }
.sim-disclaimer .ic { color: #C98F00; margin-top: 2px; }

/* ---------------------------------------------------------------------
   Keunggulan
   --------------------------------------------------------------------- */
.benefit-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; }
.benefit-card { padding: 28px 24px; border-radius: var(--radius-card); background: #fff; border: 1px solid var(--line); transition: transform .3s var(--ease), box-shadow .3s; }
.benefit-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.benefit-icon { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 16px; margin-bottom: 18px; color: var(--primary); background: linear-gradient(135deg, rgba(244, 180, 0, .22), rgba(244, 180, 0, .08)); }
.benefit-icon .ic { width: 26px; height: 26px; }
.benefit-card h3 { font-size: 1.05rem; }
.benefit-card p { margin: 0; color: var(--muted); font-size: 14.5px; }

/* ---------------------------------------------------------------------
   Dokumen
   --------------------------------------------------------------------- */
.doc-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 20px; }
.doc-card { position: relative; text-align: center; padding: 30px 20px 26px; background: #fff; border-radius: var(--radius-card); border: 1px solid var(--line); transition: transform .3s var(--ease), box-shadow .3s; }
.doc-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.doc-icon { display: grid; place-items: center; width: 70px; height: 70px; margin: 0 auto 16px; border-radius: 50%; background: var(--soft); color: var(--primary); border: 6px solid #fff; box-shadow: 0 0 0 1px var(--line); }
.doc-icon .ic { width: 28px; height: 28px; }
.doc-card h3 { font-size: 1.08rem; margin-bottom: 6px; }
.doc-card p { color: var(--muted); font-size: 13.5px; margin-bottom: 14px; }
.doc-note { display: inline-block; padding: 4px 10px; border-radius: 999px; background: rgba(18, 128, 92, .1); color: var(--success); font-size: 12px; font-weight: 700; }

/* ---------------------------------------------------------------------
   Galeri mobil
   --------------------------------------------------------------------- */
.gallery-toolbar { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 16px; margin-bottom: 30px; }
.filter-pills { display: flex; flex-wrap: wrap; gap: 8px; }
.filter-pills.centered { justify-content: center; margin-bottom: 30px; }
.pill-btn { padding: 9px 18px; border-radius: 999px; border: 1.5px solid var(--line); background: #fff; font-weight: 700; font-size: 14px; color: var(--ink); transition: all .2s; }
.pill-btn:hover { border-color: var(--secondary); color: var(--secondary); }
.pill-btn.is-active { background: var(--primary); border-color: var(--primary); color: #fff; }
.search-box { position: relative; display: flex; align-items: center; width: 320px; max-width: 100%; }
.search-box .ic { position: absolute; left: 14px; color: var(--muted); }
.search-box input { padding-left: 42px; border-radius: 999px; }
.car-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 22px; }
.car-card { background: #fff; border-radius: var(--radius-card); border: 1px solid var(--line); overflow: hidden; transition: transform .3s var(--ease), box-shadow .3s; display: flex; flex-direction: column; }
.car-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); }
.car-media { position: relative; display: block; width: 100%; padding: 0; border: 0; aspect-ratio: 3 / 2; overflow: hidden; background: linear-gradient(180deg, #EEF3FA 0%, #DDE6F2 100%); cursor: zoom-in; }
.car-media img { width: 100%; height: 100%; object-fit: cover; transition: transform .6s var(--ease); }
.car-card:hover .car-media img { transform: scale(1.06); }
.car-placeholder { display: grid; place-items: center; width: 100%; height: 100%; color: #9DB0C8; }
.car-placeholder .ic { width: 56px; height: 56px; }
.car-cat { position: absolute; left: 12px; top: 12px; padding: 4px 11px; border-radius: 999px; background: rgba(255, 255, 255, .92); color: var(--primary); font-size: 12px; font-weight: 700; }
.car-count { position: absolute; right: 12px; top: 12px; display: inline-flex; gap: 5px; align-items: center; padding: 4px 9px; border-radius: 999px; background: rgba(8, 43, 92, .75); color: #fff; font-size: 12px; font-weight: 700; }
.car-body { padding: 18px 20px 20px; display: flex; flex-direction: column; flex: 1; }
.car-body h3 { font-size: 1.05rem; margin-bottom: 4px; }
.car-meta { color: var(--muted); font-size: 13.5px; margin-bottom: 12px; }
.car-desc { font-size: 13.5px; color: var(--muted); }
.car-link { margin-top: auto; display: inline-flex; gap: 8px; align-items: center; font-weight: 700; font-size: 14px; color: var(--primary); }
.car-link .ic { color: #0f9d58; }
.empty-state { text-align: center; color: var(--muted); padding: 40px 0; }

/* ---------------------------------------------------------------------
   Testimoni
   --------------------------------------------------------------------- */
.testi-wrap { position: relative; }
.testi-track { display: flex; gap: 22px; overflow-x: auto; scroll-snap-type: x mandatory; scroll-behavior: smooth; padding: 6px 4px 24px; scrollbar-width: none; }
.testi-track::-webkit-scrollbar { display: none; }
.testi-card {
  position: relative; flex: 0 0 calc((100% - 44px) / 3); scroll-snap-align: start; margin: 0; padding: 30px 28px;
  background: #fff; border-radius: var(--radius-card); border: 1px solid var(--line); box-shadow: var(--shadow-sm); display: flex; flex-direction: column;
}
.testi-card::before { content: '\201C'; position: absolute; right: 24px; top: 4px; font-size: 90px; line-height: 1; font-family: Georgia, serif; color: rgba(11, 59, 130, .07); }
.stars { display: flex; gap: 3px; margin-bottom: 14px; }
.stars span { color: #D5DDE8; }
.stars span.on { color: var(--accent); }
.stars .ic { width: 18px; height: 18px; fill: currentColor; }
.testi-card h3 { font-size: 1.05rem; margin-bottom: 8px; }
.testi-card blockquote { margin: 0 0 22px; color: var(--muted); font-size: 15px; }
.testi-card figcaption { margin-top: auto; display: flex; gap: 12px; align-items: center; }
.testi-card figcaption strong { display: block; color: var(--dark); }
.testi-card figcaption small { display: block; color: var(--muted); font-size: 13px; }
.testi-avatar { width: 48px; height: 48px; border-radius: 50%; object-fit: cover; flex: none; }
.testi-avatar.initials { display: grid; place-items: center; background: linear-gradient(135deg, var(--primary), var(--secondary)); color: #fff; font-weight: 800; }
.demo-tag { position: absolute; left: 28px; top: -11px; padding: 3px 10px; border-radius: 999px; background: #FFF4D6; color: #8A6500; border: 1px solid #F3D88A; font-size: 11px; font-weight: 700; }
.carousel-nav { display: flex; justify-content: center; gap: 12px; margin-top: 8px; }
.carousel-btn { width: 46px; height: 46px; border-radius: 50%; border: 1.5px solid var(--line); background: #fff; color: var(--primary); display: grid; place-items: center; transition: all .2s; }
.carousel-btn:hover { background: var(--primary); border-color: var(--primary); color: #fff; }
.carousel-btn:disabled { opacity: .4; pointer-events: none; }

/* ---------------------------------------------------------------------
   Trust
   --------------------------------------------------------------------- */
.trust-badges { list-style: none; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 18px; }
.trust-badges li { display: flex; gap: 14px; align-items: center; padding: 20px; border-radius: var(--radius-card); background: var(--soft); border: 1px solid var(--line); }
.trust-badges strong { display: block; color: var(--dark); font-size: 15px; }
.trust-badges small { display: block; color: var(--muted); font-size: 13px; line-height: 1.45; }
.tb-icon { flex: none; display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: #fff; color: var(--secondary); box-shadow: var(--shadow-sm); }
.trust-group { margin-top: 40px; text-align: center; }
.trust-group h3 { font-size: 13px; text-transform: uppercase; letter-spacing: .1em; color: var(--muted); margin-bottom: 18px; }
.logo-row { list-style: none; display: flex; flex-wrap: wrap; justify-content: center; gap: 18px; }
.logo-row li { display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 16px 22px; border-radius: 14px; border: 1px solid var(--line); background: #fff; min-width: 150px; }
.logo-row img { max-height: 48px; width: auto; filter: grayscale(1); opacity: .8; transition: filter .3s, opacity .3s; }
.logo-row li:hover img { filter: none; opacity: 1; }
.logo-row small { color: var(--muted); font-size: 12px; }
.logo-text { font-weight: 800; color: var(--dark); }

/* ---------------------------------------------------------------------
   Tentang
   --------------------------------------------------------------------- */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.about-subtitle { font-size: 1.15rem; color: var(--secondary); margin: 0 0 10px; }
.values-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.value-card { text-align: center; }
.value-card .benefit-icon { margin-left: auto; margin-right: auto; }
.value-letter { width: 60px; height: 60px; border-radius: 18px; background: linear-gradient(135deg, var(--primary), var(--secondary)); color: #fff; font-size: 1.8rem; font-weight: 800; box-shadow: inset 0 -4px 0 var(--accent), 0 12px 24px -12px var(--secondary); }
.about-slogan { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 10px 18px; margin: 48px auto 0; padding: 26px 30px; max-width: 860px; border-radius: 22px; background: linear-gradient(135deg, var(--grad-start), var(--secondary)); color: #fff; text-align: center; box-shadow: var(--shadow-lg); }
.about-slogan strong { font-size: clamp(1.6rem, 3vw, 2.2rem); letter-spacing: .12em; color: var(--accent); font-weight: 800; }
.about-slogan span { font-size: clamp(1.1rem, 2.2vw, 1.45rem); font-weight: 700; }
.about-media { position: relative; isolation: isolate; }
.about-media::before { content: ''; position: absolute; inset: 24px -18px -18px 24px; border-radius: 28px; background: linear-gradient(135deg, var(--accent), rgba(244, 180, 0, .3)); z-index: -1; }
.about-media img { width: 100%; border-radius: 28px; box-shadow: var(--shadow-lg); }
.about-badge { position: absolute; left: -18px; bottom: 34px; display: flex; gap: 10px; align-items: center; padding: 14px 18px; border-radius: 16px; background: #fff; box-shadow: var(--shadow-lg); font-weight: 800; color: var(--dark); }
.about-badge .ic { color: var(--secondary); width: 26px; height: 26px; }
.about-copy .btn { margin-top: 10px; }
.prose { color: #33445C; }
.prose h2 { font-size: 1.35rem; margin-top: 1.6em; }
.prose h3 { font-size: 1.12rem; margin-top: 1.4em; }
.prose ul { padding-left: 1.3em; margin: 0 0 1em; }
.prose li { margin-bottom: .4em; }
.vm-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 64px; margin-bottom: 64px; }
.vm-grid-onepage + .container .section-head { margin-top: 8px; }
.vm-card { padding: 34px; border-radius: var(--radius-card); background: var(--soft); border: 1px solid var(--line); }
.vm-card h2, .vm-card h3 { font-size: 1.35rem; }
.vm-icon { display: grid; place-items: center; width: 52px; height: 52px; border-radius: 16px; background: var(--primary); color: #fff; margin-bottom: 16px; }

/* ---------------------------------------------------------------------
   Form pengajuan
   --------------------------------------------------------------------- */
.section-lead { background: linear-gradient(135deg, var(--grad-start) 0%, var(--dark) 40%, var(--secondary) 130%); color: #fff; overflow: hidden; }
.section-lead::before { content: ''; position: absolute; width: 640px; height: 640px; right: -240px; top: -240px; border-radius: 50%; background: radial-gradient(circle, rgba(255, 255, 255, .1), transparent 65%); }
.lead-grid { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; gap: 56px; align-items: start; }
.lead-info .section-title { color: #fff; }
.lead-info > p { color: rgba(255, 255, 255, .8); font-size: 1.05rem; }
.lead-steps { list-style: none; display: grid; gap: 14px; margin: 30px 0; }
.lead-steps li { display: flex; gap: 14px; align-items: center; font-weight: 600; }
.lead-steps span { flex: none; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .25); color: var(--accent); font-weight: 800; font-size: 14px; }
.lead-illustration { margin-top: 28px; }
.lead-illustration img { border-radius: 20px; box-shadow: 0 20px 40px -20px rgba(0, 0, 0, .5); }
.lead-areas { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 22px; }
.lead-areas li { display: inline-flex; align-items: center; gap: 6px; padding: 7px 12px; border-radius: 999px; background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .2); font-weight: 700; font-size: 13.5px; }
.lead-areas .ic { width: 15px; height: 15px; color: var(--accent); }
.lead-secure { display: flex; gap: 10px; align-items: center; color: rgba(255, 255, 255, .72); font-size: 14px; }
.lead-form { background: #fff; color: var(--ink); padding: 36px; border-radius: 26px; box-shadow: 0 30px 70px -20px rgba(0, 0, 0, .45); }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 18px 18px; margin-bottom: 20px; }
.form-grid .col-2 { grid-column: 1 / -1; }
.field .error-text { display: block; color: var(--danger); font-size: 12.5px; margin-top: 6px; }
.field.has-error input, .field.has-error select, .field.has-error textarea { border-color: var(--danger); }
.checkbox { display: flex; gap: 12px; align-items: flex-start; font-size: 14px; color: var(--muted); cursor: pointer; }
.field > label.checkbox { font-weight: 500; color: var(--muted); font-size: 13.5px; line-height: 1.55; }
.checkbox input { flex: none; width: 20px; height: 20px; margin: 2px 0 0; accent-color: var(--primary); }
.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.form-alert { padding: 12px 16px; border-radius: 12px; margin-bottom: 16px; font-size: 14px; font-weight: 600; }
.form-alert.is-error { background: #FDECEA; color: #A52714; }
.form-alert.is-success { background: #E6F4EE; color: #0D6B4C; }
.form-hint { text-align: center; color: var(--muted); font-size: 12.5px; margin: 12px 0 0; }
.btn.is-loading { opacity: .75; pointer-events: none; }
.btn.is-loading::after { content: ''; width: 16px; height: 16px; border-radius: 50%; border: 2px solid currentColor; border-right-color: transparent; animation: spin .7s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ---------------------------------------------------------------------
   CTA band
   --------------------------------------------------------------------- */
.section-cta-band { padding: 80px 0; }
.cta-band {
  position: relative; overflow: hidden; display: flex; align-items: center; justify-content: space-between; gap: 32px;
  padding: 52px 56px; border-radius: 30px; color: #fff;
  background: linear-gradient(120deg, var(--grad-start) 0%, var(--grad-end) 100%);
  box-shadow: var(--shadow-lg);
}
.cta-band::before { content: ''; position: absolute; right: -80px; top: -120px; width: 380px; height: 380px; border-radius: 50%; border: 60px solid rgba(255, 255, 255, .06); }
.cta-band::after { content: ''; position: absolute; left: 30%; bottom: -160px; width: 300px; height: 300px; border-radius: 50%; background: radial-gradient(circle, rgba(244, 180, 0, .25), transparent 70%); }
.cta-copy { position: relative; max-width: 620px; }
.cta-copy h2 { color: #fff; font-size: clamp(1.6rem, 2.8vw, 2.3rem); }
.cta-copy p { color: rgba(255, 255, 255, .82); margin: 0; }
.cta-actions { position: relative; display: flex; flex-wrap: wrap; gap: 14px; flex: none; }

/* ---------------------------------------------------------------------
   FAQ
   --------------------------------------------------------------------- */
.faq-container { max-width: 900px; }
.accordion { display: grid; gap: 14px; }
.acc-item { background: #fff; border: 1px solid var(--line); border-radius: 16px; overflow: hidden; transition: box-shadow .3s, border-color .3s; }
.acc-item.is-open { box-shadow: var(--shadow); border-color: rgba(21, 101, 192, .3); }
.acc-heading { margin: 0; font-size: inherit; }
.acc-btn { display: flex; width: 100%; align-items: center; justify-content: space-between; gap: 16px; padding: 20px 24px; background: none; border: 0; text-align: left; font-weight: 700; font-size: 1.02rem; color: var(--dark); }
.acc-btn:hover { color: var(--secondary); }
.acc-chevron { flex: none; width: 22px; height: 22px; padding: 2px; border-radius: 50%; background: var(--soft); color: var(--primary); transition: transform .3s var(--ease), background .3s, color .3s; }
.acc-btn[aria-expanded=true] .acc-chevron { transform: rotate(180deg); background: var(--primary); color: #fff; }
.acc-panel { overflow: hidden; transition: height .35s var(--ease); }
.acc-body { padding: 0 24px 22px; color: var(--muted); }
.acc-body p:last-child, .acc-body ul:last-child { margin-bottom: 0; }

/* ---------------------------------------------------------------------
   Disclaimer
   --------------------------------------------------------------------- */
.section-disclaimer { padding: 0 0 72px; }
.disclaimer-box { display: flex; gap: 14px; align-items: flex-start; padding: 18px 22px; border-radius: 16px; background: var(--soft); border: 1px solid var(--line); color: var(--muted); font-size: 13.5px; }
.disclaimer-box p { margin: 0; }
.disclaimer-box .ic { color: var(--secondary); margin-top: 3px; }

/* ---------------------------------------------------------------------
   Halaman dalam
   --------------------------------------------------------------------- */
.page-hero { position: relative; overflow: hidden; padding: 64px 0 72px; color: #fff; background: linear-gradient(135deg, var(--grad-start) 0%, var(--grad-end) 100%); }
.page-hero::after { content: ''; position: absolute; right: -120px; top: -160px; width: 460px; height: 460px; border-radius: 50%; border: 70px solid rgba(255, 255, 255, .05); }
.page-hero h1 { position: relative; color: #fff; font-size: clamp(1.9rem, 3.6vw, 2.9rem); margin-bottom: 10px; }
.page-hero p { position: relative; max-width: 720px; color: rgba(255, 255, 255, .82); margin: 0; font-size: 1.05rem; }
.breadcrumb { position: relative; display: flex; flex-wrap: wrap; gap: 8px; font-size: 13.5px; margin-bottom: 14px; color: rgba(255, 255, 255, .7); }
.breadcrumb a { color: rgba(255, 255, 255, .85); }
.breadcrumb a:hover { color: var(--accent); }
.contact-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 20px; }
.contact-card { display: block; padding: 28px; border-radius: var(--radius-card); background: #fff; border: 1px solid var(--line); color: var(--ink); transition: transform .3s var(--ease), box-shadow .3s; }
a.contact-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); color: var(--ink); }
.contact-card h3 { font-size: 1.1rem; margin: 14px 0 6px; }
.contact-card p { color: var(--muted); margin-bottom: 12px; word-break: break-word; }
.contact-icon { display: inline-grid; place-items: center; flex: none; width: 52px; height: 52px; border-radius: 16px; background: rgba(21, 101, 192, .1); color: var(--secondary); }
.contact-icon .ic { width: 24px; height: 24px; }
.contact-icon.is-wa { background: rgba(37, 211, 102, .14); color: #0f9d58; }
.contact-link { display: inline-flex; gap: 6px; align-items: center; font-weight: 700; color: var(--primary); font-size: 14px; }
.address-block { margin-top: 28px; display: grid; grid-template-columns: .8fr 1.2fr; gap: 28px; align-items: stretch; padding: 28px; border-radius: 24px; background: var(--soft); border: 1px solid var(--line); }
.address-copy { display: flex; gap: 16px; align-items: flex-start; }
.address-copy h3 { font-size: 1.2rem; }
.address-copy p { color: var(--muted); }
.map-frame { border-radius: 18px; overflow: hidden; min-height: 300px; background: #E3EAF3; }
.map-frame iframe { width: 100%; height: 100%; min-height: 300px; border: 0; display: block; }
.legal-content { font-size: 16px; }
.error-page { padding: 100px 0; text-align: center; }
.error-icon { display: inline-grid; place-items: center; width: 80px; height: 80px; border-radius: 24px; background: var(--soft); color: var(--secondary); margin-bottom: 10px; }
.error-icon .ic { width: 36px; height: 36px; }
.error-code { font-size: 4.5rem; font-weight: 800; color: var(--primary); line-height: 1; margin: 0 0 10px; letter-spacing: -.04em; }
.error-page p { color: var(--muted); max-width: 520px; margin-left: auto; margin-right: auto; }
.error-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px; margin-top: 26px; }

/* ---------------------------------------------------------------------
   Footer
   --------------------------------------------------------------------- */
.site-footer { background: var(--dark); color: rgba(255, 255, 255, .72); font-size: 14.5px; padding-top: 72px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.4fr; gap: 40px; padding-bottom: 40px; }
.footer-logo img { height: 64px; width: auto; margin-bottom: 18px; }
.footer-logo .brand-text { color: #fff; display: block; margin-bottom: 18px; }
.footer-title { color: #fff; font-size: 1rem; margin-bottom: 18px; }
.footer-links { list-style: none; display: grid; gap: 10px; }
.site-footer a { color: rgba(255, 255, 255, .78); }
.site-footer a:hover { color: var(--accent); }
.footer-contact { list-style: none; display: grid; gap: 14px; }
.footer-contact li { display: flex; gap: 12px; align-items: flex-start; }
.footer-contact .ic { color: var(--accent); margin-top: 3px; }
.social-list { list-style: none; display: flex; gap: 10px; margin-top: 18px; }
.social-list a { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 12px; background: rgba(255, 255, 255, .08); color: #fff; transition: background .2s, transform .2s; }
.social-list a:hover { background: var(--accent); color: var(--accent-text); transform: translateY(-2px); }
.footer-disclaimer p { margin: 0 0 28px; padding: 16px 20px; border-radius: 14px; background: rgba(255, 255, 255, .05); font-size: 13px; color: rgba(255, 255, 255, .62); }
.footer-bottom { border-top: 1px solid rgba(255, 255, 255, .1); padding: 22px 0; font-size: 13.5px; }
.footer-bottom-inner { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; align-items: center; }
.footer-bottom p { margin: 0; }
.legal-links { list-style: none; display: flex; flex-wrap: wrap; gap: 18px; }

/* ---------------------------------------------------------------------
   Floating WhatsApp, sticky CTA mobile, cookie, lightbox
   --------------------------------------------------------------------- */
.wa-float { position: fixed; bottom: 22px; z-index: 90; display: flex; flex-direction: column; align-items: flex-end; gap: 6px; }
.wa-float.is-right { right: 22px; }
.wa-float.is-left { left: 22px; align-items: flex-start; }
.wa-float-link { position: relative; display: flex; align-items: center; color: var(--ink); filter: drop-shadow(0 10px 20px rgba(8, 43, 92, .25)); transition: transform .25s var(--ease); }
.wa-float-link:hover { color: var(--ink); transform: translateY(-2px); }
.wa-float-btn { position: relative; z-index: 2; flex: none; display: grid; place-items: center; width: 60px; height: 60px; border-radius: 50%; background: var(--wa); color: #fff; border: 3px solid #fff; }
.wa-float-btn::before { content: ''; position: absolute; inset: -3px; border-radius: 50%; background: var(--wa); opacity: .5; animation: pulse 2.6s ease-out infinite; z-index: -1; }
.wa-float-btn .ic { width: 30px; height: 30px; }
.wa-float-text { display: flex; flex-direction: column; align-items: flex-start; gap: 3px; margin-left: -18px; padding: 7px 14px 8px 26px; border-radius: 0 16px 16px 0; background: #fff; line-height: 1; }
.wa-float-label { font-weight: 800; font-size: 14px; color: var(--primary); padding-left: 2px; }
.wa-float-badge { display: inline-block; padding: 5px 10px 6px; border-radius: 8px; background: var(--primary); color: #fff; font-weight: 800; font-size: 15px; letter-spacing: .04em; box-shadow: inset 0 -3px 0 var(--accent); }
.wa-float-note { display: inline-flex; align-items: center; gap: 4px; padding: 4px 10px; border-radius: 999px; background: rgba(255, 255, 255, .96); color: var(--dark); font-size: 11.5px; font-weight: 700; box-shadow: var(--shadow-sm); border: 1px solid var(--line); white-space: nowrap; }
.wa-float-note .ic { width: 13px; height: 13px; color: var(--danger); }
@keyframes pulse { 0% { transform: scale(1); opacity: .5; } 80%, 100% { transform: scale(1.6); opacity: 0; } }
.mobile-cta { display: none; }
.lead-modal { position: fixed; inset: 0; z-index: 150; display: flex; align-items: flex-start; justify-content: center; padding: 40px 16px; overflow-y: auto; background: rgba(4, 18, 40, .62); -webkit-overflow-scrolling: touch; }
.lead-modal[hidden] { display: none; }
.lead-modal-dialog { position: relative; width: 100%; max-width: 480px; margin: auto; padding: 28px 26px 24px; border-radius: 22px; background: #fff; box-shadow: 0 30px 70px -20px rgba(0, 0, 0, .5); }
.js .lead-modal:not([hidden]) .lead-modal-dialog { animation: modalIn .35s var(--ease) both; }
@keyframes modalIn { from { opacity: 0; transform: translateY(18px) scale(.98); } to { opacity: 1; transform: none; } }
.lead-modal-close { position: absolute; top: 12px; right: 12px; display: grid; place-items: center; width: 40px; height: 40px; border: 0; border-radius: 50%; background: var(--soft); color: var(--ink); cursor: pointer; }
.lead-modal-close:hover { background: var(--line); }
.lead-modal-head { display: flex; gap: 14px; align-items: flex-start; margin: 0 36px 20px 0; }
.lead-modal-head h2 { font-size: 1.3rem; margin: 2px 0 4px; }
.lead-modal-head p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.5; }
.lead-modal-icon { flex: none; display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: var(--wa); color: #fff; }
.lead-modal-icon .ic { width: 26px; height: 26px; }
.lead-modal .form-grid { grid-template-columns: 1fr; gap: 14px; margin-bottom: 16px; }
.lead-sim-chip { display: flex; gap: 10px; align-items: center; margin-bottom: 16px; padding: 10px 12px; border-radius: 12px; background: #FFF8E5; border: 1px solid #F7DE9A; color: #5C4609; font-size: 13.5px; font-weight: 700; }
.lead-sim-chip[hidden] { display: none; }
.lead-sim-chip > .ic { flex: none; color: #C98F00; }
.lead-sim-chip span { flex: 1; }
.lead-sim-clear { flex: none; display: grid; place-items: center; width: 28px; height: 28px; border: 0; border-radius: 50%; background: rgba(0, 0, 0, .06); color: inherit; cursor: pointer; }
.lead-sim-clear .ic { width: 16px; height: 16px; }
.form-hint .ic { width: 14px; height: 14px; vertical-align: -2px; margin-right: 4px; color: var(--danger); }
.cookie-notice { position: fixed; left: 20px; bottom: 20px; z-index: 95; max-width: 420px; display: flex; gap: 14px; align-items: center; padding: 16px 18px; border-radius: 16px; background: #fff; box-shadow: var(--shadow-lg); border: 1px solid var(--line); font-size: 13.5px; }
.cookie-notice p { margin: 0; color: var(--muted); }
.lightbox { position: fixed; inset: 0; z-index: 200; display: flex; align-items: center; justify-content: center; background: rgba(4, 18, 40, .93); padding: 60px 70px; }
.lb-figure { margin: 0; text-align: center; max-width: 100%; }
.lb-img { max-width: 100%; max-height: 78vh; width: auto; margin: 0 auto; border-radius: 14px; }
.lb-caption { color: #fff; margin-top: 14px; font-weight: 600; }
.lb-close, .lb-prev, .lb-next { position: absolute; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; border: 0; background: rgba(255, 255, 255, .12); color: #fff; transition: background .2s; }
.lb-close:hover, .lb-prev:hover, .lb-next:hover { background: rgba(255, 255, 255, .25); }
.lb-close { top: 18px; right: 18px; }
.lb-prev { left: 16px; top: 50%; margin-top: -24px; }
.lb-next { right: 16px; top: 50%; margin-top: -24px; }
.lb-single .lb-prev, .lb-single .lb-next { display: none; }
body.no-scroll { overflow: hidden; }

/* =====================================================================
   Responsive
   ===================================================================== */
@media (max-width: 1279px) {
  /* backdrop-filter membuat header menjadi containing block bagi menu fixed -> dimatikan */
  .site-header { -webkit-backdrop-filter: none; backdrop-filter: none; background: #fff; }
  .nav-toggle { display: flex; }
  .main-nav {
    position: fixed; top: var(--header-h); right: 0; bottom: 0; width: min(360px, 100%); z-index: 99;
    background: #fff; padding: 20px 20px 32px; overflow-y: auto; box-shadow: -20px 0 40px -20px rgba(8, 43, 92, .3);
    transform: translateX(105%); transition: transform .35s var(--ease); visibility: hidden;
  }
  .nav-open .main-nav { transform: none; visibility: visible; }
  .main-nav ul { flex-direction: column; align-items: stretch; gap: 2px; }
  .main-nav a { padding: 13px 14px; font-size: 15.5px; }
  .main-nav a.active { background: var(--soft); }
  .main-nav a.active::after { left: 0; top: 12px; bottom: 12px; width: 3px; height: auto; margin: 0; }
  .main-nav .nav-cta-mobile { display: flex; margin-top: 18px; padding: 14px 20px; color: var(--accent-text); font-size: 15px; }
  .main-nav .nav-cta-mobile:hover { background: var(--accent); color: var(--accent-text); }
  .nav-backdrop { position: fixed; inset: var(--header-h) 0 0 0; background: rgba(8, 23, 46, .45); z-index: 98; opacity: 0; transition: opacity .3s; }
  .nav-open .nav-backdrop { opacity: 1; }
}
@media (max-width: 1199px) {
  .package-grid, .package-grid.count-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .car-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .benefit-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .highlight-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .trust-badges { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 991px) {
  .section { padding: 72px 0; }
  .hero { padding: 48px 0 120px; }
  .hero-inner { grid-template-columns: 1fr; gap: 24px; min-height: 0; text-align: center; }
  .hero-subtitle { margin-left: auto; margin-right: auto; }
  .hero-actions { justify-content: center; }
  .hero-highlights { margin: 0 auto; }
  .hero-note { justify-content: center; }
  .hero-visual { max-width: 620px; width: 100%; margin: 0 auto; }
  .hero-float-card { text-align: left; left: 4%; bottom: 0; }
  .process-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .process-grid::before { display: none; }
  .purpose-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .about-grid, .lead-grid, .address-block { grid-template-columns: 1fr; gap: 40px; }
  .about-media { max-width: 620px; }
  .cta-band { flex-direction: column; align-items: flex-start; padding: 44px 36px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .testi-card { flex-basis: calc((100% - 22px) / 2); }
  .slide { min-height: 380px; }
}
@media (max-width: 767px) {
  :root { --header-h: 66px; }
  body { font-size: 15.5px; }
  .container { padding: 0 16px; }
  .section { padding: 60px 0; }
  .section-head { margin-bottom: 34px; }
  .brand-logo { height: 46px; max-width: 140px; }
  .header-cta { display: none; }
  .hero { padding: 36px 0 110px; }
  .hero-title { font-size: clamp(1.9rem, 8.4vw, 2.5rem); }
  .hero-title .hl { white-space: normal; }
  .hero-subtitle { font-size: 1rem; }
  .hero-actions { flex-direction: column; }
  .hero-actions .btn { width: 100%; }
  .hero-highlights { grid-template-columns: 1fr; text-align: left; }
  .hero-float-card { position: relative; left: auto; bottom: auto; margin: -10px auto 0; max-width: 100%; animation: none; }
  .hero + .section-highlights { margin-top: -70px; }
  .highlight-grid, .highlight-grid.count-3 { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .highlight-card { padding: 16px; flex-direction: column; gap: 10px; }
  .hl-icon { width: 42px; height: 42px; border-radius: 12px; }
  .hl-value { font-size: 1.05rem; }
  .highlight-card p { display: none; }
  .section-banner { padding: 40px 0; }
  .slider { border-radius: 22px; }
  .slide { min-height: 540px; align-items: flex-end; }
  .slide-media img { object-position: center top; }
  .slide::before { background: linear-gradient(0deg, rgba(8, 43, 92, .96) 0%, rgba(8, 43, 92, .8) 45%, rgba(8, 43, 92, .05) 75%); }
  .slide-content { padding: 28px 22px 64px; }
  .slider-nav { display: none; }
  .slider-dots { left: 22px; bottom: 24px; }
  .process-grid, .purpose-grid, .package-grid, .package-grid.count-2, .package-grid.count-3, .benefit-grid, .trust-badges, .car-grid { grid-template-columns: minmax(0, 1fr); }
  .package-grid.count-1 { grid-template-columns: minmax(0, 1fr); }
  .car-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .car-body { padding: 12px 14px 14px; }
  .car-body h3 { font-size: .95rem; }
  .car-meta { font-size: 12.5px; margin-bottom: 8px; }
  .car-link { font-size: 12.5px; }
  .gallery-toolbar { flex-direction: column; align-items: stretch; }
  .filter-pills { flex-wrap: nowrap; overflow-x: auto; padding-bottom: 4px; scrollbar-width: none; min-width: 0; max-width: 100%; }
  .filter-pills::-webkit-scrollbar { display: none; }
  .pill-btn { flex: none; }
  .search-box { width: 100%; }
  .doc-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .doc-card { padding: 22px 14px; }
  .sim-box { border-radius: 18px; }
  .sim-tenor-tabs { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; padding: 14px 14px 12px; border-bottom: 1px solid var(--line); }
  .sim-tenor-tabs span { font-weight: 700; font-size: 13.5px; color: var(--dark); margin-right: 2px; }
  .sim-tenor-tabs .pill-btn { padding: 7px 12px; font-size: 13px; }
  .sim-table .is-mhide { display: none; }
  .sim-table thead th { padding: 10px 8px; font-size: 14px; }
  .sim-table .sim-th-amount { min-width: 0; width: 50%; }
  .sim-amount { font-size: 15px; padding: 12px 10px !important; }
  .sim-table tbody th, .sim-table tbody td { padding: 5px 6px; }
  .sim-cell { font-size: 15px; }
  .sim-summary { padding: 16px; }
  .sim-summary .btn { width: 100%; }
  .lead-modal { padding: 16px 10px; }
  .lead-modal-dialog { padding: 22px 18px 18px; border-radius: 18px; }
  .testi-card { flex-basis: 86%; padding: 26px 22px; }
  .lead-form { padding: 24px 18px; border-radius: 20px; }
  .form-grid { grid-template-columns: 1fr; gap: 14px; }
  .cta-band { padding: 36px 24px; border-radius: 24px; }
  .cta-actions { width: 100%; flex-direction: column; }
  .cta-actions .btn { width: 100%; }
  .section-cta-band { padding: 56px 0; }
  .vm-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
  .value-card { padding: 20px 14px; }
  .about-slogan { padding: 22px 18px; margin-top: 34px; }
  .about-badge { left: 12px; }
  .about-media::before { inset: 16px -8px -10px 16px; }
  .footer-grid { grid-template-columns: 1fr; gap: 30px; }
  .footer-bottom-inner { flex-direction: column; align-items: flex-start; }
  .page-hero { padding: 40px 0 48px; }
  .acc-btn { padding: 16px 18px; font-size: .98rem; }
  .acc-body { padding: 0 18px 18px; }
  .btn { white-space: normal; }
  .wa-float.is-right { right: 12px; }
  .wa-float.is-left { left: 12px; }
  .wa-float-btn { width: 52px; height: 52px; }
  .wa-float-btn .ic { width: 26px; height: 26px; }
  .wa-float-text { padding: 6px 11px 6px 24px; }
  .wa-float-label { font-size: 12px; }
  .wa-float-badge { font-size: 13px; padding: 4px 8px 5px; }
  .wa-float-note { font-size: 10.5px; padding: 3px 8px; }
  .lightbox { padding: 60px 12px; }
  .lb-prev, .lb-next { top: auto; bottom: 16px; margin: 0; }
  .lb-prev { left: calc(50% - 60px); }
  .lb-next { right: calc(50% - 60px); }
  /* Sticky CTA bawah */
  .has-mobile-cta { padding-bottom: calc(68px + env(safe-area-inset-bottom)); }
  .has-mobile-cta .wa-float { bottom: calc(78px + env(safe-area-inset-bottom)); }
  .mobile-cta {
    display: grid; grid-template-columns: 1fr 1fr; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 92;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom)); background: rgba(255, 255, 255, .97); border-top: 1px solid var(--line);
    box-shadow: 0 -8px 24px -12px rgba(8, 43, 92, .25);
  }
  .mobile-cta a { display: flex; align-items: center; justify-content: center; gap: 8px; height: 48px; border-radius: var(--radius-btn); font-weight: 800; font-size: 15px; }
  .mobile-cta-wa { background: var(--wa); color: #fff; }
  .mobile-cta-wa:hover { color: #fff; }
  .mobile-cta-apply { background: var(--primary); color: #fff; }
  .mobile-cta-apply:hover { color: #fff; }
  .has-mobile-cta .cookie-notice { bottom: calc(80px + env(safe-area-inset-bottom)); }
  .cookie-notice { left: 12px; right: 12px; max-width: none; flex-direction: column; align-items: stretch; }
}
@media (max-width: 399px) {
  .car-grid { grid-template-columns: minmax(0, 1fr); }
  .doc-grid { grid-template-columns: minmax(0, 1fr); }
  .pill span { padding: 9px 12px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .js .reveal { opacity: 1; transform: none; }
}
@media print {
  .site-header, .wa-float, .mobile-cta, .cookie-notice, .site-footer { display: none !important; }
}